Michael,<br><br>When I ran my consultancy as a limited liability company, we kept the normal range of insurance policies, including professional and public liability insurance policies.<br><br>If you wish to be treated as a professional and work for the big end of town, these are a necessary business expense.<br>
<br>Mind you, we didn't need to utilise the policies, which to my mind is a good thing.<br><br><br>Bruce<br><br><br><div class="gmail_quote"><blockquote class="gmail_quote" style="border-left: 1px solid rgb(204, 204, 204); margin: 0pt 0pt 0pt 0.8ex; padding-left: 1ex;">
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<br>
> -----Original Message-----<br>
> From: <a href="mailto:discuss-bounces@lists.osgeo.org">discuss-bounces@lists.osgeo.org</a><br>
> [mailto:<a href="mailto:discuss-bounces@lists.osgeo.org">discuss-bounces@lists.osgeo.org</a>] On Behalf Of Michael<br>
> P. Gerlek<br>
> Sent: Tuesday, 1 September 2009 3:03 AM<br>
> To: OSGeo Discussions<br>
> Subject: [OSGeo-Discuss] Insurance for contractors?<br>
><br>
> In the past I've hired some people for contract or consultant<br>
> work (both open source projects and more general stuff) --<br>
> generally these people have been independent, one-man shops<br>
> found by word of mouth and reputation, as opposed to hiring<br>
> someone from an agency.<br>
><br>
> I'm getting pushback now from the administrative side of my<br>
> company saying that any contractor I hire needs to have proof<br>
> of insurance. I understand the legal reasons for this, but<br>
> I'm wondering how many of you out there actually have<br>
> business/contractors insurance? Do companies you work for<br>
> insist on it, or not? And how many of you are formally set<br>
> up as LLCs or sole proprietorships or such?<br>
><br>
> [while this is likely a US-centric issue from the hiring<br>
> side, I'm interested in international responses too since<br>
> I've hired some foreigners as well over the years]<br>
><br>
> -mpg<br>
><br>
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> </blockquote></div><br>