[Qgis-psc] PayPal is insane

[Andreas Neumann]

Hi Tim,

I am hoping to find a payment service (with support for credit cards - 
because apparently this is what sponsors outside of Europe usually use, 
and most of our donors) that only charges along 2-3 %, not 5-10 %. I had 
a look at payment solutions of the bank that

I don't have any insight into the PayPal account of Horst, I am assuming 
we pay the same horrible fees like for our PayPal account - we just did 
not notice until now.

I also found out that most payment services charge more fees for 
businesses/organizations/NGOs than they charge for private persons. Like 
Revolut or TransferWise - they are "free" (or marginal fees) for private 
persons, but organizations/businesses pay. In case of Revolut, there is 
a fee of 25 £ to keep a global account with credit cards. Still this may 
be much cheaper than PayPal. Paypal earned >300 € just in the past three 
weeks from QGIS.ORG. If we extrapolate this over the past couple years, 
PayPal sucked out many thousand € from our donations and sponsorship fees.

Anyway - please all - keep your eyes open on new and innovative payment 
solutions.

As suggested by Tim, I will also ask the bank where we have our bank 
account for direct credit card payment solutions, direct to our bank 
account. Perhaps the fees are reasonable.

Thanks,

Andreas



On 24.08.2017 20:28, Tim Sutton wrote:
> Hi
>
> Wow! Thank you for looking around for an alternative! I wonder if we 
> can't just get a straight merchant banking facility (I don't know what 
> you call it in Europe) that lets us accept credit card payment 
> straight to our account. Perhaps it is worth asking the bank if they 
> offer such a facility?
>
> BTW is this only affecting us now that we have our own PayPal account 
> or did we take a similar hit when operating through Horst's PayPal 
> account too?
>
> Regards
>
> Tim
>
> On Thu, Aug 24, 2017 at 4:14 PM, Andreas Neumann <a.neumann at carto.net 
> <mailto:a.neumann at carto.net>> wrote:
>
>     Dear PSC,
>
>     I now tried to withdraw money from PayPal to our bank account.
>
>     Next to a bad exchange rate (not the interbank rate) they charge
>     2.5% currency conversion fee for a conversion they force me to do,
>     because they refuse to send EUR to a Swiss bank account (although
>     all the other banks in the world can do that). They also refuse to
>     link a European bank account to a Swiss PayPal account. How mad is
>     that?
>
>     This means that overall they earn about 10% of our income. This is
>     insane.
>
>     Not even a regular bank charges that much!
>
>     How I HATE!!!!!!!!!!!!!!!!!!!!!!! PayPAL !!!!!!!!!!!!!!!!!!!!!
>
>     Andreas
>
>
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>
>
>
> -- 
>
>
>
> *Tim Sutton*
> QGIS Project Steering Committee Chair
> tim at qgis.org <mailto:tim at qgis.org>

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